The reason I shared it Klara was to highlight things I’d never have thought of. Joining a gym, for instance, they could afford, but it also gave them a way to shower daily, and get ready for work. They were also able to lounge there in the evenings. I would never have thought of that.

I was especially interested in those who lived in and among the wealthy, amongst the boats, still getting rid of debt. But the best thing was realizing what caused them to be in debt in the first place, and becoming happier with less.

Bankruptcy is challenging. I don’t know about in America, but here in Oz, you have to have been reduced to rubble first.