Susie I hadn't even thought about that, but you are right. It's pretty much the same here.

It may be that some create their miseries, but so many now were one day honest working people who overnight became homeless because their landlords sold from under them.

Where is the heart in all of this?

I know of a few people who go to work and yet they are homeless. They have gym memberships which allow them access to showers and the likes, and do coffee breakfasts. They tend not to discuss their positions for obvious reasons.

You're spot on in all of this.