I've thought about this James, and respectively disagree with such a conclusion.

Luck plays a significant role in how our lives play out, whether we like it or not.

Theme parks is one of your tags. Some years ago a colleague of mine lost her daughter, son, and her son's partner at a theme park.

The trio decided to have one extra day to explore the rest of what was to offer.

Fortunately the daughter's child was thrown clear and she survived, but will be forever traumatised by the event.

I'm thinking there would be a whole manner of people who would like to have changed their mind abut that, including the theme park managers.

It's lucky indeed if we arrive at the designated hour of our death feeling we wouldn't change a thing, but I can't see it as a reality.