I never use cash withdrawal machines. I used to, but was scared off by all you have talked about.

I keep a certain amount of money in an everyday account. The rest I have in another account.

I find all of these stories very worrying as I grow older.

An old lady suffering terminal cancer had all her money stolen even though she was on the phone to her bank when she realised she'd been scammed. The bank took no responsibility, even though she had been quick to tell them. wouldn't you think bans would have insurance? The harsh reality is they simply don't care.