Hi Charlie - I'm not usually into self-promotion, but this story bears out all you say. It's loosely based on a friend of mine who was always hopeful of getting the bigger and fancier house, but one opportunity to travel, put paid to that. She has never moved from her small home, but now, at 56 or so, she's retired and travels the world instead.

I've actually never shared the story with her, but maybe I should.

https://medium.com/p/643ebf4428e0